There we go! Now where was I?
Well, overall summary first: Income was just a smidge over 20k for the year, and expenses so far have been about 19.5k, for a net of about $700. That's assuming my spreadsheet is sane and also not counting anything I spend for the rest of the week.

However, I borrowed about $600 from various people when my van broke, and I still haven't repaid that. So taking everything into account there, I'm really only barely breaking even. And I'm only saving a bare minimum of each paycheck; certainly not enough to really pay back what I borrowed from myself to move out here and to buy the Grandam.

Shorted version, with numbers:
* When I moved out here, I had $90 in savings, $300 in cash, and had already used $1500 from savings that I'd borrowed from myself.
* Before buying the Grandam, I had 3 or 4 hundred in cash and approximately 2400 in savings; still owed $500 to myself. Spent most all of that on the car; my debt peaked at $2157 to myself and about $600 to others.
* As of today I have over $400 in checking and $700 in savings; still owe myself $2000 and the $600 to others.

So I owe myself $500 more than I did at the beginning of the year, and although I have more resources available, I also owe people money that I didn't at the beginning of the year--so net overall is about -500, but God has been gracious and most of the net loss is because I figure I should be saving $100/month. (I know that's not much but I gotta save something!)

That's the big picture, now to break it down some.

You can see here I've got 8 categories of spending, and by carefully massaging my monthly budget in light of previous month's expenditures, my expected & actual expenses are pretty close.
Well, for everything except for the new car.

Gas and Food being under-paid is a good thing; tithe being under-paid is bad; will need to correct that next paycheck. Savings being underpaid I'm trying to correct as well.
Rent being underpaid means that I'm not spending as much as I think I should be; my roommates are trying to not charge me much but they're also not giving me any info as to our group financial situation. Original agreement was $200/mo since that's what I'd been paying Jason; I decided to allocate an extra $50/mo for household repairs & niceties and call that 'rent' as well. After seeing our electricity & water bills, I've added another $50 to that for utilities, but may be able to discontinue the "home repairs" allowance--we'll see what the gas bill is like >_< Good news there is that I've been spending a good $100 lesson gas each month; hoping to see a lower %-of-budget going to gas this year.
Misc is slightly over, but that's mostly due to not saving for Christmas gifts, and not buying any earlier in the year. December is always hard on that category.
Taxes are right on-budget, which means that my income is pretty stable so I've been able to forecast that pretty well--almost always around 18 or 19%; the yearly avg there appear to be 18.5%

Hoping I'll get most of that back in January; after paying back what I owe people, the rest can either be a short "unemployment fund" or pay off some of what I owe myself....or maybe just go towards a new computer, or even split it between the last two options.

So overall conclusion: I'm spending as much as I make, maybe spending a little more (due to the new car). So, I need a higher-paying job, but as long as I can keep this one I'll be surviving.

Of course, just "surviving" is not what I want, whihc means I really do need to look for a new job. That's one reason I brought my markerboard back! Gotta sketch out some daily/weekly/monthly goals & plans!

...yay, I like doing analysis ^_^ And getting to see that I'm not going broke out here is also exciting. -preens-
But back to 'normal' subjects now ;p